10 GREAT REASONS TO USE A MORTGAGE BROKER

 

10 GREAT REASONS TO USE A MORTGAGE BROKER

 

1.    Get independent advice on your financial options. As independent mortgage professionals, we are not tied to any one lender or range of products. Our goal is to help you successfully arrange your mortgage financing.

2.  Save time with one stop shopping. It would take several weeks for you to organize appointments with all the mortgage lenders. We work directly with several lenders, and save you time, and can quickly choose the one that suits your circumstances best.

3.    We negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. As mortgage professionals, we negotiate mortgages each and every day on behalf of homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.

4.   More choice means more competitive rates. We have access to banks, credit unions, trust companies and private lenders.

5.   Ensure that you are getting the best rates and terms. Even if you have already been pre-approved by your bank, let us investigate to see if there is an alternative that better suits your needs.

6.    Get access to exclusive deals and add-ons. Many financial institutions would love to have you as a client, which is why they offer incentives to attract credit worthy customers. These include retail points programs, discounts on appliances and more.

7.    Things move quickly. Our job isn’t done until you close your mortgage transaction. We will help ensure your mortgage transaction takes place on time and goes smoothly.

8.    Get expert advice. When it comes to mortgage rates and the housing market, we will speak to you in plain English. We can explain the various mortgage terms and market conditions so you can choose confidently.

9.    No cost to you. There is no charge to you for a typical residential mortgage for credit worthy clients. We get paid a referral fee when we introduce trustworthy, dependable customers to a financial institution.

10. Ongoing support and consultation. We are always available to answer all your mortgage financing questions. We are happy to be of help when you need it.