Friday, 30 December 2022

DO YOU MAKE RESOLUTIONS OR PLANS? LET US GET PREPARED FOR 2023

 




As we go from the old year to the new year many of us make resolutions or plans. Things we wish to achieve in the new year. The challenge with resolutions is that most of them are not worth the paper they are written on as we mostly fall short. While our plans are what we work on continually adjusting as the environment around us changes. Plans are usually what gets us to our goals and are usually over an extremely specific time period. Like planning to learn to ride a motorcycle by spring. Or learning to speak Spanish by August. Or buying a small multi family property by summer. These are predetermined goals that involve planning.




For many of us who are real estate investors or those planning to start investing in real estate this year, 2022 has been a year of highs and lows – higher interest rates and lower house prices. This has happened both in the US and Canada as both the Federal Reserve and the Bank of Canada made upward rate adjustments to slow down a runaway real estate sector and inflation. Has it worked? The jury is still out. But what it has undoubtedly done is create opportunities in the real estate sector in many urban centres to purchase properties at prices today that are significantly lower than they were in spring 2022, but perhaps more importantly it has also removed the highly competitive buying environment where buyers were forced to remove conditions in order to even get a place at the vendors' table.




So, what are you going to do about it? Time to put your team of advisors together and start looking at opportunities to buy in those major urban centres and build your real estate portfolio one door at a time, There are several ways to do this. You can invest in single family residential homes, small multifamily homes or condominiums and townhomes across a variety of price ranges. Working the numbers is critical – down payment in relation to purchase price and rental income in relation to mortgage payments, property taxes and other expenses. Positive cashflow should always be the aim along with property appreciation either passively or forced by property upgrades or rezoning.




So let us not procrastinate but get the search engines revved up and start looking for opportunities that fit your short and long term real estate investment goals. Remember we are making plans not resolutions.


HAPPY NEW YEAR AND TO YOUR PURPOSE IN 2023


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